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Lago di Carezza

Welcome to your

Greatest Adventure! 

The Next Step

Now that you have reached a significant milestone in your life, here are some things to think about as you embark on your Greatest Adventure towards your Retirement Journey: 


When Should I Turn On Social Security Income?

That depends on a lot of factors! But don't worry, we're here to help.


This is the chart according to Social Security Administration (SSA). You are entitled to full benefits when you reach your full retirement age. However, if you have other forms of income or if you delay collecting your benefits, your benefit amount will increase by a lot. We will help you calculate the exact year you should be taking out your benefits, so you can minimize your taxes and maximize your withdrawal.

The full retirement age increases gradually if you are born from 1955-1960.

SSA Retirement Chart

Some Notes from the SSA Website: 

  1. If you were born on January 1st, you should refer to the previous year.

  2. If you were born on the 1st of the month, we figure your benefit (and your full retirement age) as if your birthday was in the previous month. If you were born on January 1st, we figure your benefit (and your full retirement age) as if your birthday was in December of the previous year.

  3. You must be at least 62 for the entire month to receive benefits.

  4. Percentages are approximate due to rounding.

  5. The maximum benefit for the spouse is 50 percent of the benefit the worker would receive at full retirement age. The percent reduction for the spouse should be applied after the automatic 50 percent reduction. Percentages are approximate due to rounding.

*This chart is from the official website of the Social Security Administration (SSA)

Maximum Benefit Amount by Age 


Will My Investment Last?

Many retirees want peace of mind for exactly how much they will need for their retirement. We can help you by incorporating taxes, inflation, and your portfolio's expected rate of return to help you determine exactly how much you will need for retirement.


What Are Some Questions I Should Ask Myself?

  1. Do I have enough money for my spending needs in retirement?

  2. I'm on limited income, what can we do to maximize it? 

  3. How will rising inflation impact my retirement savings?

  4. I don't like paying taxes, what can I do to pay less taxes on the income I receive?


Schedule a Meeting

If you would like to learn more or have specific questions, please schedule

a meeting with us.

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